[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sssdfm.cz\/a-kde-si-pujcujete-vy\/#Article","mainEntityOfPage":"https:\/\/www.sssdfm.cz\/a-kde-si-pujcujete-vy\/","headline":"A kde si p\u016fj\u010dujete vy?","name":"A kde si p\u016fj\u010dujete vy?","description":"My lid\u00e9 si na sv\u016fj \u017eivot mus\u00edme vyd\u011bl\u00e1vat. Jist\u011b, jsou i z\u00e1le\u017eitosti, kter\u00e9 se v na\u0161em \u017eit\u00ed bez pen\u011bz obejdou, ale p\u0159ece jenom nen\u00ed mysliteln\u00e9, \u017ee bychom \u017eili bez \u017e\u00e1douc\u00edho finan\u010dn\u00edho zaji\u0161t\u011bn\u00ed. Docela podstatnou \u010d\u00e1st na\u0161eho \u017eivota tedy ob\u011btujeme \u010dinnosti naz\u00fdvan\u00e9 pr\u00e1ce. Kterou t\u0159eba nem\u00e1me ani trochu r\u00e1di, ale p\u0159esto se j\u00ed v\u011bnujeme. Abychom m\u011bli &hellip; <p class=\"link-more\"><a href=\"https:\/\/www.sssdfm.cz\/a-kde-si-pujcujete-vy\/\" class=\"more-link\">Pokra\u010dovat ve \u010dten\u00ed<span class=\"screen-reader-text\"> \"A kde si p\u016fj\u010dujete vy?\"<\/span><\/a><\/p>","datePublished":"2023-02-14","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.sssdfm.cz\/author\/#Person","name":"sssdfm.cz\n","url":"https:\/\/www.sssdfm.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f2ab007ed309e3d84abcf4139c5580b2bc94c721f9294eeb027f25de56e0a35e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f2ab007ed309e3d84abcf4139c5580b2bc94c721f9294eeb027f25de56e0a35e?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sssdfm.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sssdfm.cz\/wp-content\/uploads\/money-1772641_960_720_1.jpg","url":"https:\/\/www.sssdfm.cz\/wp-content\/uploads\/money-1772641_960_720_1.jpg","height":0,"width":0},"url":"https:\/\/www.sssdfm.cz\/a-kde-si-pujcujete-vy\/","about":["Ekonomika"],"wordCount":413,"articleBody":"   My lid\u00e9 si na sv\u016fj \u017eivot mus\u00edme vyd\u011bl\u00e1vat. Jist\u011b, jsou i z\u00e1le\u017eitosti, kter\u00e9 se v na\u0161em \u017eit\u00ed bez pen\u011bz obejdou, ale p\u0159ece jenom nen\u00ed mysliteln\u00e9, \u017ee bychom \u017eili bez \u017e\u00e1douc\u00edho finan\u010dn\u00edho zaji\u0161t\u011bn\u00ed. Docela podstatnou \u010d\u00e1st na\u0161eho \u017eivota tedy ob\u011btujeme \u010dinnosti naz\u00fdvan\u00e9 pr\u00e1ce. Kterou t\u0159eba nem\u00e1me ani trochu r\u00e1di, ale p\u0159esto se j\u00ed v\u011bnujeme. Abychom m\u011bli pr\u00e1v\u011b pen\u00edze. Ale ani pr\u00e1ce n\u00e1s nemus\u00ed dostate\u010dn\u011b zajistit. I kdy\u017e bereme v\u00fdplatu, n\u011bkdy si s touto nevysta\u010d\u00edme a pot\u0159ebujeme dal\u0161\u00ed pen\u00edze navrch. Klidn\u011b i hodn\u011b velk\u00e1 suma to m\u016f\u017ee b\u00fdt. Jen\u017ee cht\u00edt pen\u00edze nav\u00edc nesta\u010d\u00ed. Cht\u00edt je m\u016f\u017eeme, ale to neznamen\u00e1, \u017ee je taky dostaneme. Nikdo n\u00e1m je jenom tak nev\u011bnuje. A \u010dasto ani nep\u016fj\u010d\u00ed.S p\u016fj\u010dkami by teoreticky nem\u011bl b\u00fdt probl\u00e9m. Ty se p\u0159ece majiteli spl\u00e1cej\u00ed a jejich poskytov\u00e1n\u00ed by tedy nem\u011blo b\u00fdt nijak komplikovan\u00e9. Ale i v tom je spousta slo\u017eitost\u00ed. A to pr\u00e1v\u011b proto, \u017ee chce ten, kdo p\u016fj\u010dku poskytuje, jistotu, \u017ee opravdu svoje pen\u00edze od dlu\u017en\u00edka zp\u00e1tky dostane. A dokud n\u011bkdo jistotu nem\u00e1, nep\u016fj\u010d\u00ed.V bank\u00e1ch se to \u0159e\u0161\u00ed t\u0159eba prokazov\u00e1n\u00edm p\u0159\u00edjm\u016f, kter\u00e9 by m\u011bly spolehliv\u011b sta\u010dit k placen\u00ed spl\u00e1tek a\u017e do \u00fapln\u00e9ho vz\u00e1jemn\u00e9ho vypo\u0159\u00e1d\u00e1n\u00ed se, tady se nahl\u00ed\u017e\u00ed do registr\u016f dlu\u017en\u00edk\u016f, kter\u00e9 upozor\u0148uj\u00ed na finan\u010dn\u00ed proh\u0159e\u0161ky \u017eadatel\u016f v d\u0159\u00edv\u011bj\u0161\u00ed dob\u011b, tady se zkoum\u00e1 ledacos.A proto\u017ee se v bance \u010dasto kv\u016fli n\u011bjak\u00e9mu nedostatku neusp\u011bje, m\u00e1me tu i nebankovn\u00ed sektor. A t\u00edmto nab\u00edzen\u00e1 nebankovn\u00ed hypot\u00e9ka d\u00e1v\u00e1 \u0161anci i t\u011bm, kte\u0159\u00ed by jinak m\u011bli sm\u016flu. U nebankovn\u00ed hypot\u00e9ky jde p\u0159ece hlavn\u011b o z\u00e1stavu nemovitosti, a p\u0159i takov\u00e9 z\u00e1ruce se tu d\u00e1 na slo\u017eit\u00e9 prov\u011b\u0159ov\u00e1n\u00ed \u017eadatel\u016f rezignovat. A to p\u0159ijde lidem v obt\u00ed\u017en\u00e9 situaci velice \u010dasto vhod.Nen\u00ed tedy divu, \u017ee se na tuto nebankovn\u00ed spole\u010dnost obracej\u00ed ti, kdo maj\u00ed klidn\u011b i hodn\u011b daleko k ide\u00e1lu. Proto\u017ee ti v\u00ed, \u017ee kdy\u017e se tu zaru\u010d\u00ed svoj\u00ed nemovitost\u00ed, dostanou to, co pot\u0159ebuj\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"A kde si p\u016fj\u010dujete vy?","item":"https:\/\/www.sssdfm.cz\/a-kde-si-pujcujete-vy\/#breadcrumbitem"}]}]